With the blessing of the White House and the Justice Department, the Department of Housing and Urban Development is attempting to sneak through a major policy change that would enable big banks convicted of felonies to continue lending through a federal mortgage program, according to federal records and government officials.

The housing agency wants to quietly delete a requirement for lenders to certify they haven’t been convicted of violating federal antitrust laws or committing other serious crimes…


According to the National Employment Law Project, over 70 million Americans have conviction records. With nearly 90 percent of employers conducting criminal background checks during the hiring process, many of those 70 million are unable to secure jobs.

The Ban the Box movement, more formally known as the Fair Chance movement, aims to remove questions about criminal histories from job applications to give ex-convicts a chance to be considered based on their merits rather than their conviction record…


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