Free Doctor Visits

They’ll offer free visits to primary care doctors in their networks.

You read that right. Doctor visits without copays. Or co-insurance. And no expensive deductible to pay off first. Free.

In Atlanta, Chicago, Dallas, Miami, and more than a dozen other markets, individuals seeking coverage from the insurance exchanges can choose health plans providing free doctor visits, an insurance benefit once considered unthinkable. The improvements are rolling out in a limited number of plans following reports that high co-pays and deductibles have discouraged many Americans who signed up for private coverage the past 2 years from using their new insurance under the Affordable Care Act…

Some insurers can offer free visits because they operate health clinics staffed by salaried physicians. That’s the case at Harken Health, which has four primary care clinics in Chicago and six in Atlanta for its members to use for unlimited visits. Harken also offers members access to a doctor by telephone and Internet… Harken also offers free yoga and cooking classes…

To that end, Zoom+ lets members make appointments using their smartphone app and its doctors emphasize changing diets before prescribing drugs… Zoom+ also offers free mental health visits and one free dental visit for a cleaning…

Molina Healthcare is offering zero co-pays for unlimited primary care doctor visits for one of its silver-tier plans for 2016. Unlike Florida Blue, it says it offers free doctor visits in its plans without using a narrow network of doctors and hospitals. “We really want folks to get value from their premium dollar and not have any barriers for care,” said Lisa Rubino, senior vice president at Molina.

Molina offers the zero copay doctor plans in Florida, Michigan, New Mexico, Ohio, Texas, Utah, and Wisconsin.

Jan. 31 is the final deadline for consumers to sign up for 2016 coverage.

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