Woman sued by debt collector awarded $83 million verdict

https://www.consumeraffairs.com/news/woman-sued-by-debt-collector-awarded-83-million-verdict-052015.html

Portfolio Recovery Associates LLC, one of the largest buyers of written-off debt in the U.S., tried to collect a $1,000 credit card debt from Maria Guadalupe Mejia, who insisted the debt wasn’t hers. She tried to explain that the person they were looking for was actually a man with a name that was similar, but not the same, as her name.

The company didn’t believe her and took her to court. In court, the debt collector could not or would not provide requested information, so the judge struck its pleadings. But the jury wasn’t finished.

After 5 days of deliberation, it returned a verdict, finding Portfolio Recovery Associates acted maliciously in its pursuit of Mejia. The defendant was awarded $250,000 in actual damages for violation of her rights under the Fair Debt Collection Practices Act. The jury then added $82,990,000 in punitive damages.

Remember, it was the debt collector who brought the suit in the first place…

This is the best news I’ve read in, I dunno, years. 😀

More importantly, the case underscores of knowing your rights under the Fair Debt Collection Practices Act (FDCPA)…

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