(Transcribed directly from Unum-provided documents.)
QPS Behavioral Health Unit: Internal Correspondence
From: Thomas M. Pendergrass RN, PhD
Chattanooga Benefits Center
CONCLUSIONS: Some degree of anxiety and depression was present and briefly described in the medical records. The treating professionals did not present formal psychiatric diagnoses and treatment [sic] of these symptoms was of relative low intensity. Treatment tended to focus on the general medical conditions and any associated psychiatric symptoms were described as reactive. In my opinion, within a reasonable degree of psychological certainty, the available records do not suggest or describe psychiatric symptoms which would result in functional limitations as a primary disorder. There is insufficient assessment or treatment data to suggest that the psychiatric symptoms would provide a major contribution to the existing general medical conditions.
DATE: Tuesday, December 7, 2004
Date of first Unum denial letter: February 27, 2004