Here’s what Unum wants to know…

The condition of my file sent by Unum is rather sad.  Copied front and back, the copies are mostly faint and difficult to read, along with the file containing multiple copies of the exact same documents.

When I worked in the legal field, there were law firms that got a kick out of sending responses to production to opposing counsel which they knew would take weeks to organize, including multiple copies of the same documents. And it’s a well-known strategy to hide important documents within stacks and stacks of inconsequential ones. But I don’t think either of those things happened in my case — I think Unum just hit the print button and mailed the stack of documents as they came out of the printer.  Although, that doesn’t explain all the multiple copies of the same documents, or the copy of a part of another patient’s file.

If it weren’t for the pain, Unum would be the bane of my existence…  My file contains about 1,400 pages, and it’s just so much fun having to go through it all, which will take me a very long time.  Unfortunately, I don’t have a lot of time, as my Unum deadline is fast approaching…

Here’s a quote from my file activity notes:

“Do the updated medical records and information available for review preclude the insured from Exerting up to 10 pounds of force occasionally and/or a negligible amount of force frequently to lift, carry, push, pull, or otherwise move objects, including the human body, involving sitting most of the time, but may involve walking or standing for brief periods of time on a full-time basis?”

You mean does my disability preclude me from activity that normal people do every day? Walking, talking, standing… that’s not working, that’s part of living.

Unum is utterly focused on my functional capacity, as if that’s something that can be measured through an expensive medical test.  A test that doesn’t measure pain levels, because that’s impossible.  A test that doesn’t measure anything that happens after and because of having to take the test.  A test that can only look at a brief amount of time on one certain day.

If a test says that I can “exert” 10 pounds — how does that prove that I can work for 40 hours a week?  That doesn’t even make sense.

If you don't comment, I'll just assume you agree with me

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